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Invitation: AB5 Opponents Brainstorming Session @ Fri Apr 3, 2020 1pm - 2pm (PDT) (sdibp@groups.io)

 

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AB5 Opponents Brainstorming Session

When
Fri Apr 3, 2020 1pm – 2pm Pacific Time - Los Angeles
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+1 442-600-4680 (PIN: 465333456)
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sdibp@groups.io
Who
Rob Gordon - organizer
sdibp@groups.io
Brainstorming Session for Self-Employed and Independent Professionals who are opposed to the California AB5 Law. Sharing information and putting ideas on the table on how we can coordinate action.

NOTE: This is not an SDIBP event but all members are welcome to join in. It is open to anyone in California opposing the law effectively banning self-employment. That doesn't neccessarily mean it will have tons of people - the last meeting like this just had two people - but a good conversation. It is an imprompto "ad hoc" meeting - drop by if you can even if just for a few minutes.

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Re: Unemployment insurance for self-employed - you can file a claim against yourself

 

Thanks for the information Tom - we are all in "survival mode" and we gotta do what we gotta do.  I pay almost no rent but take care of the small complex where I live.  Don't rat on me please, but I am going to claim some part of what I would be paying as income. 

Rob Gord

On Thu, Apr 2, 2020 at 5:50 PM tom.arthur <tom.arthur@...> wrote:
Your unemployment compensation is based on your income over the last 6 completed quarters. Of that, the state will take the oldest 4 quarters of the most recently completed 6 quarters. Basically they are looking at who paid you from July 1 2018 to June 30 2019. 
The information about filing a claim against yourself might be very helpful for me, thanks for that. The qualifier for collecting has always been that you have to be “out of work through no fault of your own”. Funny that I can file a claim against myself and still meet the requirement of being out of work through no fault of my own. 

On Thu, Apr 2, 2020 at 5:38 PM Bryna Kranzler <xsnerg@...> wrote:
Thanks, Rob. I wondered about that since in the past I wasn't eligible for unemployment because most of my income came from Asia and domestic clients didn't pay unemployment. But last year I did have a client who paid unemployment tax, which should entitle me to what -- $30 a week?

On Thu, Apr 2, 2020 at 5:25 PM Rob Gordon <rob@...> wrote:
I just got out of an online conference with the San Diego Economic Development Corporation, San Diego Chamber, and Assemblyman Todd Gloria - a "who's who" of my least favorite business groups in San Diego.  SDEDC in particular has always blocked new ideas from getting on the table, and Todd Gloria is one of the sponsors of AB5 - need I say more?  They had the questions set up so only panelists could see them so Gloria simply ignored my question and only answered the questions he wished people had asked.  I am not making this post for a political rant though - I could go on and on, rather I will share a few pieces of information on this and other threads - which I will send separately in case anyone wants to discuss. 

The most interesting thing I learned is that self-employed can apply for unemployment insurance and list themselves as the employer!  There is no special form for this - you use the existing system and simply list yourself as the employer.  A few people on this listserv and on the Meetup listserv where I sent an identical message advised to "exercise caution" but by now you guys know I am not a spammer - sometimes caution is in order, but I am not sure this is one of those times.  It was pointed out, for example, that with the emergency loan / grant program I recommended that if you think you might qualify you should get your application in right away - "applying" and "accepting" are two different things, and you could always decide not to accept the loan or whatever terms the government offers.

That emergency loan application site was built in 48 hours - lightning fast by government standards and when something like this happens there is at least a chance you can slip through without anyone worrying about crossing every t and dotting every i.  That is the sense I got about unemployment insurance - that they will be "looking the other way".  There have been historic levels of UI claims and one piece of advice that did seem wise was to apply for as many programs as you can aound these programs may be so impacted that you should "get in line".

I have a feeling I am not going to get that emergency loan, so I am going to file an unemployment claim against myself.  Of course that makes no sense, but lots of things make no sense these days.  All that being said, accept your own counsel - or get the council of others.  A link on this page will give access to the online filing program - it is close for maintenance as I am writing this and is only open for certain hours so take a look at this page if you intend to pursue:


I am pretty sure this is the same as the loan / grant - you are under no obligation to accept if it is offered, but it is still a good idea to apply if you think you might need it.   As always, free free to add any thoughts or questions here.  More soon.

Rob




Re: Unemployment insurance for self-employed - you can file a claim against yourself

 

Thanks Bryna - similar issue - I have a client in Australia and I really don't want the California EDD contacting them, while at the same time they didn't 1099 me - they probably don't even know what that is - so I sort of "winged it" on the emergency loan request income statement.  No idea what will happen, but I want people to feel comfortable sharing information here.  We all have to get through this.

I may have forgot to mention that when you get to the part of the form that asks for past employer, it is not set up for that and the said it would look weird, but do it anyway.

Also, for lower income folks and people on social security the latest information is that that they DO NOT have to file.  If they IRS puts money in your bank account, they know about you and will deposit $1,200.

I see you guys have written more messages while I have been writing this.  I will go read them now. 


 
Rob Gordon

Phone Number:     858-848-5001
Business Email:     rob@... 
Website URL:        http://Action.Associates    


On Thu, Apr 2, 2020 at 5:38 PM Bryna Kranzler <xsnerg@...> wrote:
Thanks, Rob. I wondered about that since in the past I wasn't eligible for unemployment because most of my income came from Asia and domestic clients didn't pay unemployment. But last year I did have a client who paid unemployment tax, which should entitle me to what -- $30 a week?

On Thu, Apr 2, 2020 at 5:25 PM Rob Gordon <rob@...> wrote:
I just got out of an online conference with the San Diego Economic Development Corporation, San Diego Chamber, and Assemblyman Todd Gloria - a "who's who" of my least favorite business groups in San Diego.  SDEDC in particular has always blocked new ideas from getting on the table, and Todd Gloria is one of the sponsors of AB5 - need I say more?  They had the questions set up so only panelists could see them so Gloria simply ignored my question and only answered the questions he wished people had asked.  I am not making this post for a political rant though - I could go on and on, rather I will share a few pieces of information on this and other threads - which I will send separately in case anyone wants to discuss. 

The most interesting thing I learned is that self-employed can apply for unemployment insurance and list themselves as the employer!  There is no special form for this - you use the existing system and simply list yourself as the employer.  A few people on this listserv and on the Meetup listserv where I sent an identical message advised to "exercise caution" but by now you guys know I am not a spammer - sometimes caution is in order, but I am not sure this is one of those times.  It was pointed out, for example, that with the emergency loan / grant program I recommended that if you think you might qualify you should get your application in right away - "applying" and "accepting" are two different things, and you could always decide not to accept the loan or whatever terms the government offers.

That emergency loan application site was built in 48 hours - lightning fast by government standards and when something like this happens there is at least a chance you can slip through without anyone worrying about crossing every t and dotting every i.  That is the sense I got about unemployment insurance - that they will be "looking the other way".  There have been historic levels of UI claims and one piece of advice that did seem wise was to apply for as many programs as you can aound these programs may be so impacted that you should "get in line".

I have a feeling I am not going to get that emergency loan, so I am going to file an unemployment claim against myself.  Of course that makes no sense, but lots of things make no sense these days.  All that being said, accept your own counsel - or get the council of others.  A link on this page will give access to the online filing program - it is close for maintenance as I am writing this and is only open for certain hours so take a look at this page if you intend to pursue:


I am pretty sure this is the same as the loan / grant - you are under no obligation to accept if it is offered, but it is still a good idea to apply if you think you might need it.   As always, free free to add any thoughts or questions here.  More soon.

Rob




Re: Unemployment insurance for self-employed - you can file a claim against yourself

Bryna Kranzler
 

Thanks, Tom; that's helpful, even if it might not help me.

And when you're self-employed how do you know when you're unemployed or just between clients?

On Thu, Apr 2, 2020 at 5:50 PM tom.arthur <tom.arthur@...> wrote:
Your unemployment compensation is based on your income over the last 6 completed quarters. Of that, the state will take the oldest 4 quarters of the most recently completed 6 quarters. Basically they are looking at who paid you from July 1 2018 to June 30 2019. 
The information about filing a claim against yourself might be very helpful for me, thanks for that. The qualifier for collecting has always been that you have to be “out of work through no fault of your own”. Funny that I can file a claim against myself and still meet the requirement of being out of work through no fault of my own. 

On Thu, Apr 2, 2020 at 5:38 PM Bryna Kranzler <xsnerg@...> wrote:
Thanks, Rob. I wondered about that since in the past I wasn't eligible for unemployment because most of my income came from Asia and domestic clients didn't pay unemployment. But last year I did have a client who paid unemployment tax, which should entitle me to what -- $30 a week?

On Thu, Apr 2, 2020 at 5:25 PM Rob Gordon <rob@...> wrote:
I just got out of an online conference with the San Diego Economic Development Corporation, San Diego Chamber, and Assemblyman Todd Gloria - a "who's who" of my least favorite business groups in San Diego.  SDEDC in particular has always blocked new ideas from getting on the table, and Todd Gloria is one of the sponsors of AB5 - need I say more?  They had the questions set up so only panelists could see them so Gloria simply ignored my question and only answered the questions he wished people had asked.  I am not making this post for a political rant though - I could go on and on, rather I will share a few pieces of information on this and other threads - which I will send separately in case anyone wants to discuss. 

The most interesting thing I learned is that self-employed can apply for unemployment insurance and list themselves as the employer!  There is no special form for this - you use the existing system and simply list yourself as the employer.  A few people on this listserv and on the Meetup listserv where I sent an identical message advised to "exercise caution" but by now you guys know I am not a spammer - sometimes caution is in order, but I am not sure this is one of those times.  It was pointed out, for example, that with the emergency loan / grant program I recommended that if you think you might qualify you should get your application in right away - "applying" and "accepting" are two different things, and you could always decide not to accept the loan or whatever terms the government offers.

That emergency loan application site was built in 48 hours - lightning fast by government standards and when something like this happens there is at least a chance you can slip through without anyone worrying about crossing every t and dotting every i.  That is the sense I got about unemployment insurance - that they will be "looking the other way".  There have been historic levels of UI claims and one piece of advice that did seem wise was to apply for as many programs as you can aound these programs may be so impacted that you should "get in line".

I have a feeling I am not going to get that emergency loan, so I am going to file an unemployment claim against myself.  Of course that makes no sense, but lots of things make no sense these days.  All that being said, accept your own counsel - or get the council of others.  A link on this page will give access to the online filing program - it is close for maintenance as I am writing this and is only open for certain hours so take a look at this page if you intend to pursue:


I am pretty sure this is the same as the loan / grant - you are under no obligation to accept if it is offered, but it is still a good idea to apply if you think you might need it.   As always, free free to add any thoughts or questions here.  More soon.

Rob




Re: Unemployment insurance for self-employed - you can file a claim against yourself

tom.arthur
 

Your unemployment compensation is based on your income over the last 6 completed quarters. Of that, the state will take the oldest 4 quarters of the most recently completed 6 quarters. Basically they are looking at who paid you from July 1 2018 to June 30 2019. 
The information about filing a claim against yourself might be very helpful for me, thanks for that. The qualifier for collecting has always been that you have to be “out of work through no fault of your own”. Funny that I can file a claim against myself and still meet the requirement of being out of work through no fault of my own. 

On Thu, Apr 2, 2020 at 5:38 PM Bryna Kranzler <xsnerg@...> wrote:
Thanks, Rob. I wondered about that since in the past I wasn't eligible for unemployment because most of my income came from Asia and domestic clients didn't pay unemployment. But last year I did have a client who paid unemployment tax, which should entitle me to what -- $30 a week?

On Thu, Apr 2, 2020 at 5:25 PM Rob Gordon <rob@...> wrote:
I just got out of an online conference with the San Diego Economic Development Corporation, San Diego Chamber, and Assemblyman Todd Gloria - a "who's who" of my least favorite business groups in San Diego.  SDEDC in particular has always blocked new ideas from getting on the table, and Todd Gloria is one of the sponsors of AB5 - need I say more?  They had the questions set up so only panelists could see them so Gloria simply ignored my question and only answered the questions he wished people had asked.  I am not making this post for a political rant though - I could go on and on, rather I will share a few pieces of information on this and other threads - which I will send separately in case anyone wants to discuss. 

The most interesting thing I learned is that self-employed can apply for unemployment insurance and list themselves as the employer!  There is no special form for this - you use the existing system and simply list yourself as the employer.  A few people on this listserv and on the Meetup listserv where I sent an identical message advised to "exercise caution" but by now you guys know I am not a spammer - sometimes caution is in order, but I am not sure this is one of those times.  It was pointed out, for example, that with the emergency loan / grant program I recommended that if you think you might qualify you should get your application in right away - "applying" and "accepting" are two different things, and you could always decide not to accept the loan or whatever terms the government offers.

That emergency loan application site was built in 48 hours - lightning fast by government standards and when something like this happens there is at least a chance you can slip through without anyone worrying about crossing every t and dotting every i.  That is the sense I got about unemployment insurance - that they will be "looking the other way".  There have been historic levels of UI claims and one piece of advice that did seem wise was to apply for as many programs as you can aound these programs may be so impacted that you should "get in line".

I have a feeling I am not going to get that emergency loan, so I am going to file an unemployment claim against myself.  Of course that makes no sense, but lots of things make no sense these days.  All that being said, accept your own counsel - or get the council of others.  A link on this page will give access to the online filing program - it is close for maintenance as I am writing this and is only open for certain hours so take a look at this page if you intend to pursue:


I am pretty sure this is the same as the loan / grant - you are under no obligation to accept if it is offered, but it is still a good idea to apply if you think you might need it.   As always, free free to add any thoughts or questions here.  More soon.

Rob




Re: Unemployment insurance for self-employed - you can file a claim against yourself

Bryna Kranzler
 

Thanks, Rob. I wondered about that since in the past I wasn't eligible for unemployment because most of my income came from Asia and domestic clients didn't pay unemployment. But last year I did have a client who paid unemployment tax, which should entitle me to what -- $30 a week?

On Thu, Apr 2, 2020 at 5:25 PM Rob Gordon <rob@...> wrote:
I just got out of an online conference with the San Diego Economic Development Corporation, San Diego Chamber, and Assemblyman Todd Gloria - a "who's who" of my least favorite business groups in San Diego.  SDEDC in particular has always blocked new ideas from getting on the table, and Todd Gloria is one of the sponsors of AB5 - need I say more?  They had the questions set up so only panelists could see them so Gloria simply ignored my question and only answered the questions he wished people had asked.  I am not making this post for a political rant though - I could go on and on, rather I will share a few pieces of information on this and other threads - which I will send separately in case anyone wants to discuss. 

The most interesting thing I learned is that self-employed can apply for unemployment insurance and list themselves as the employer!  There is no special form for this - you use the existing system and simply list yourself as the employer.  A few people on this listserv and on the Meetup listserv where I sent an identical message advised to "exercise caution" but by now you guys know I am not a spammer - sometimes caution is in order, but I am not sure this is one of those times.  It was pointed out, for example, that with the emergency loan / grant program I recommended that if you think you might qualify you should get your application in right away - "applying" and "accepting" are two different things, and you could always decide not to accept the loan or whatever terms the government offers.

That emergency loan application site was built in 48 hours - lightning fast by government standards and when something like this happens there is at least a chance you can slip through without anyone worrying about crossing every t and dotting every i.  That is the sense I got about unemployment insurance - that they will be "looking the other way".  There have been historic levels of UI claims and one piece of advice that did seem wise was to apply for as many programs as you can aound these programs may be so impacted that you should "get in line".

I have a feeling I am not going to get that emergency loan, so I am going to file an unemployment claim against myself.  Of course that makes no sense, but lots of things make no sense these days.  All that being said, accept your own counsel - or get the council of others.  A link on this page will give access to the online filing program - it is close for maintenance as I am writing this and is only open for certain hours so take a look at this page if you intend to pursue:


I am pretty sure this is the same as the loan / grant - you are under no obligation to accept if it is offered, but it is still a good idea to apply if you think you might need it.   As always, free free to add any thoughts or questions here.  More soon.

Rob




Unemployment insurance for self-employed - you can file a claim against yourself

 

I just got out of an online conference with the San Diego Economic Development Corporation, San Diego Chamber, and Assemblyman Todd Gloria - a "who's who" of my least favorite business groups in San Diego.  SDEDC in particular has always blocked new ideas from getting on the table, and Todd Gloria is one of the sponsors of AB5 - need I say more?  They had the questions set up so only panelists could see them so Gloria simply ignored my question and only answered the questions he wished people had asked.  I am not making this post for a political rant though - I could go on and on, rather I will share a few pieces of information on this and other threads - which I will send separately in case anyone wants to discuss. 

The most interesting thing I learned is that self-employed can apply for unemployment insurance and list themselves as the employer!  There is no special form for this - you use the existing system and simply list yourself as the employer.  A few people on this listserv and on the Meetup listserv where I sent an identical message advised to "exercise caution" but by now you guys know I am not a spammer - sometimes caution is in order, but I am not sure this is one of those times.  It was pointed out, for example, that with the emergency loan / grant program I recommended that if you think you might qualify you should get your application in right away - "applying" and "accepting" are two different things, and you could always decide not to accept the loan or whatever terms the government offers.

That emergency loan application site was built in 48 hours - lightning fast by government standards and when something like this happens there is at least a chance you can slip through without anyone worrying about crossing every t and dotting every i.  That is the sense I got about unemployment insurance - that they will be "looking the other way".  There have been historic levels of UI claims and one piece of advice that did seem wise was to apply for as many programs as you can aound these programs may be so impacted that you should "get in line".

I have a feeling I am not going to get that emergency loan, so I am going to file an unemployment claim against myself.  Of course that makes no sense, but lots of things make no sense these days.  All that being said, accept your own counsel - or get the council of others.  A link on this page will give access to the online filing program - it is close for maintenance as I am writing this and is only open for certain hours so take a look at this page if you intend to pursue:


I am pretty sure this is the same as the loan / grant - you are under no obligation to accept if it is offered, but it is still a good idea to apply if you think you might need it.   As always, free free to add any thoughts or questions here.  More soon.

Rob




Re: URGENT ALERT: Government is shoveling money out the door

 

HI Megan - no, and for a number of reasons I still think it is unlikely I will get anything.  Did you apply?  From what I understand of your business, you do everything "by the book" so I am guessing you have a pretty good chance, 


On Thu, Apr 2, 2020 at 11:20 AM Megan Hanson <meganhansonpm@...> wrote:
Has anyone heard yes or no yet?

Just curious.  Megan

On Tue, Mar 31, 2020, 8:12 PM Rob Gordon <rob@...> wrote:
@Gina McGrath  That is the correct link.r

@Peter Hologram Hologram Man Forgot to mention the best part.  The woman who got $10,000 the next day said they made it a grant, not a loan!  Can you imagine - $10,000 in free money!   If they give you more it is automatically a loan - not sure if there is a way to ask for a lower amount and get it as a grant. 

Not sure if I will get it - my credit is not great and they do look at that, but it is certainly worth taking 10 minutes to find out. 

Rob


Re: [NLC Alumni Network] Fwd: Please forward: Flash Webinar on CARES Act with Oscar Perry Abello

 

Any and all information is welcome.  Thank you.


On Thu, Apr 2, 2020 at 1:59 PM Jacqueline Kowalik <hello@...> wrote:
Rob, I'm just trying to offer more information. Hope it helps.



On Thu, Apr 2, 2020, 1:58 PM Rob Gordon <rob@...> wrote:
There is no "early prepayment penalty" though, and the interest rate is like 1 percent.  I don't see much downside in at least trying - most of us won't qualify for unemployment.  Also, it is not "a chain" - I wrote it and take responsibility for it - and anyone can answer back if they think it is some kind of scam.  Thanks for the link though - there are online meetings all the time about this.  I am jumping into one now. 
Rob Gordon

Phone Number:     858-848-5001
Business Email:     rob@... 
Website URL:        http://Action.Associates    


On Thu, Apr 2, 2020 at 1:13 PM Jacqueline Kowalik <hello@...> wrote:
There is a chain going in our group about the money being distributed by the government as I mentioned there are caveats to what determines amounts and loan vs grant. It's not always a 10k grant that doesn't need to be paid back.  

Below is a link to a webinar with an economist to go over the cares act. 

Lots of little rules here that haven't been talked about.

For a lot of us the best bet would be filing unemployment. But that will vary depending on employee count, AP debts and more. 

_____________________________

For anyone who wants to learn more about what's included in the CARES Act (the $2.2 trillion relief package from the federal government), Next City is hosting a webinar with Senior Economics Correspondent, Oscar Perry Abello. More information below. 

---------- Forwarded message ---------
From: Lucas Grindley <lucas@...>
Date: Thu, Apr 2, 2020 at 5:39 AM
Subject: Please forward: Flash Webinar on CARES Act with Oscar Perry Abello
To: Efrem Bycer <ezbycer@...>,


Hello, board members,

Even as we pursue our own application to the federal Paycheck Protection Program, we are doing our best to inform readers at the same time. 

Next City's senior economics correspondent, Oscar Perry Abello, has immersed himself in this legislation and talked with lenders. He will take questions during a flash webinar on Friday at 1 p.m. ET about the new federal support programs. Registration for this special webinar is entirely open, since it's pay-what-you-wish to attend. Please forward this announcement to anyone who might need some advice on how to proceed. 

Flash Webinar: The 411 On The CARES Act Support for Small Businesses and Nonprofits

At that link, there is also a form to submit a question to Oscar in advance. He will reply during the live webinar. Answers he doesn't know he will try to report out ASAP via stories for Next City or on social media.

We're moving as quickly as possible to inform readers. Expect to see two stories tomorrow from Oscar published at nextcity.org about this process, including a utilitarian breakdown about the application process.

We have never launched a webinar with only a day to promote it. Again, please forward this registration page to anyone who might benefit.

Thanks,
Lucas

---



Lucas Grindley
Executive Director
NextCity.org | (267) 239-0762

Connect with me: Twitter | Facebook | Donate



--
Find me on Facebook | Twitter | LinkedIn

--
You received this message because you are subscribed to the Google Groups "NLC Alumni Network" group.
To unsubscribe from this group and stop receiving emails from it, send an email to nlc-alumni+unsubscribe@....
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Re: [NLC Alumni Network] Fwd: Please forward: Flash Webinar on CARES Act with Oscar Perry Abello

Jacqueline Kowalik
 

Rob, I'm just trying to offer more information. Hope it helps.



On Thu, Apr 2, 2020, 1:58 PM Rob Gordon <rob@...> wrote:
There is no "early prepayment penalty" though, and the interest rate is like 1 percent.  I don't see much downside in at least trying - most of us won't qualify for unemployment.  Also, it is not "a chain" - I wrote it and take responsibility for it - and anyone can answer back if they think it is some kind of scam.  Thanks for the link though - there are online meetings all the time about this.  I am jumping into one now. 
Rob Gordon

Phone Number:     858-848-5001
Business Email:     rob@... 
Website URL:        http://Action.Associates    


On Thu, Apr 2, 2020 at 1:13 PM Jacqueline Kowalik <hello@...> wrote:
There is a chain going in our group about the money being distributed by the government as I mentioned there are caveats to what determines amounts and loan vs grant. It's not always a 10k grant that doesn't need to be paid back.  

Below is a link to a webinar with an economist to go over the cares act. 

Lots of little rules here that haven't been talked about.

For a lot of us the best bet would be filing unemployment. But that will vary depending on employee count, AP debts and more. 

_____________________________

For anyone who wants to learn more about what's included in the CARES Act (the $2.2 trillion relief package from the federal government), Next City is hosting a webinar with Senior Economics Correspondent, Oscar Perry Abello. More information below. 

---------- Forwarded message ---------
From: Lucas Grindley <lucas@...>
Date: Thu, Apr 2, 2020 at 5:39 AM
Subject: Please forward: Flash Webinar on CARES Act with Oscar Perry Abello
To: Efrem Bycer <ezbycer@...>,


Hello, board members,

Even as we pursue our own application to the federal Paycheck Protection Program, we are doing our best to inform readers at the same time. 

Next City's senior economics correspondent, Oscar Perry Abello, has immersed himself in this legislation and talked with lenders. He will take questions during a flash webinar on Friday at 1 p.m. ET about the new federal support programs. Registration for this special webinar is entirely open, since it's pay-what-you-wish to attend. Please forward this announcement to anyone who might need some advice on how to proceed. 

Flash Webinar: The 411 On The CARES Act Support for Small Businesses and Nonprofits

At that link, there is also a form to submit a question to Oscar in advance. He will reply during the live webinar. Answers he doesn't know he will try to report out ASAP via stories for Next City or on social media.

We're moving as quickly as possible to inform readers. Expect to see two stories tomorrow from Oscar published at nextcity.org about this process, including a utilitarian breakdown about the application process.

We have never launched a webinar with only a day to promote it. Again, please forward this registration page to anyone who might benefit.

Thanks,
Lucas

---



Lucas Grindley
Executive Director
NextCity.org | (267) 239-0762

Connect with me: Twitter | Facebook | Donate



--
Find me on Facebook | Twitter | LinkedIn

--
You received this message because you are subscribed to the Google Groups "NLC Alumni Network" group.
To unsubscribe from this group and stop receiving emails from it, send an email to nlc-alumni+unsubscribe@....
To view this discussion on the web visit https://groups.google.com/d/msgid/nlc-alumni/CACZ8SWPXHYy%2B%2B%2B%2B2GgcvAVh2B8zSFHpGZnX96jDb1ReZsUdbmQ%40mail.gmail.com.


Re: [NLC Alumni Network] Fwd: Please forward: Flash Webinar on CARES Act with Oscar Perry Abello

 

There is no "early prepayment penalty" though, and the interest rate is like 1 percent.  I don't see much downside in at least trying - most of us won't qualify for unemployment.  Also, it is not "a chain" - I wrote it and take responsibility for it - and anyone can answer back if they think it is some kind of scam.  Thanks for the link though - there are online meetings all the time about this.  I am jumping into one now. 
Rob Gordon

Phone Number:     858-848-5001
Business Email:     rob@... 
Website URL:        http://Action.Associates    


On Thu, Apr 2, 2020 at 1:13 PM Jacqueline Kowalik <hello@...> wrote:
There is a chain going in our group about the money being distributed by the government as I mentioned there are caveats to what determines amounts and loan vs grant. It's not always a 10k grant that doesn't need to be paid back.  

Below is a link to a webinar with an economist to go over the cares act. 

Lots of little rules here that haven't been talked about.

For a lot of us the best bet would be filing unemployment. But that will vary depending on employee count, AP debts and more. 

_____________________________

For anyone who wants to learn more about what's included in the CARES Act (the $2.2 trillion relief package from the federal government), Next City is hosting a webinar with Senior Economics Correspondent, Oscar Perry Abello. More information below. 

---------- Forwarded message ---------
From: Lucas Grindley <lucas@...>
Date: Thu, Apr 2, 2020 at 5:39 AM
Subject: Please forward: Flash Webinar on CARES Act with Oscar Perry Abello
To: Efrem Bycer <ezbycer@...>,


Hello, board members,

Even as we pursue our own application to the federal Paycheck Protection Program, we are doing our best to inform readers at the same time. 

Next City's senior economics correspondent, Oscar Perry Abello, has immersed himself in this legislation and talked with lenders. He will take questions during a flash webinar on Friday at 1 p.m. ET about the new federal support programs. Registration for this special webinar is entirely open, since it's pay-what-you-wish to attend. Please forward this announcement to anyone who might need some advice on how to proceed. 

Flash Webinar: The 411 On The CARES Act Support for Small Businesses and Nonprofits

At that link, there is also a form to submit a question to Oscar in advance. He will reply during the live webinar. Answers he doesn't know he will try to report out ASAP via stories for Next City or on social media.

We're moving as quickly as possible to inform readers. Expect to see two stories tomorrow from Oscar published at nextcity.org about this process, including a utilitarian breakdown about the application process.

We have never launched a webinar with only a day to promote it. Again, please forward this registration page to anyone who might benefit.

Thanks,
Lucas

---



Lucas Grindley
Executive Director
NextCity.org | (267) 239-0762

Connect with me: Twitter | Facebook | Donate



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[NLC Alumni Network] Fwd: Please forward: Flash Webinar on CARES Act with Oscar Perry Abello

Jacqueline Kowalik
 

There is a chain going in our group about the money being distributed by the government as I mentioned there are caveats to what determines amounts and loan vs grant. It's not always a 10k grant that doesn't need to be paid back.  

Below is a link to a webinar with an economist to go over the cares act. 

Lots of little rules here that haven't been talked about.

For a lot of us the best bet would be filing unemployment. But that will vary depending on employee count, AP debts and more. 

_____________________________

For anyone who wants to learn more about what's included in the CARES Act (the $2.2 trillion relief package from the federal government), Next City is hosting a webinar with Senior Economics Correspondent, Oscar Perry Abello. More information below. 

---------- Forwarded message ---------
From: Lucas Grindley <lucas@...>
Date: Thu, Apr 2, 2020 at 5:39 AM
Subject: Please forward: Flash Webinar on CARES Act with Oscar Perry Abello
To: Efrem Bycer <ezbycer@...>,


Hello, board members,

Even as we pursue our own application to the federal Paycheck Protection Program, we are doing our best to inform readers at the same time. 

Next City's senior economics correspondent, Oscar Perry Abello, has immersed himself in this legislation and talked with lenders. He will take questions during a flash webinar on Friday at 1 p.m. ET about the new federal support programs. Registration for this special webinar is entirely open, since it's pay-what-you-wish to attend. Please forward this announcement to anyone who might need some advice on how to proceed. 

Flash Webinar: The 411 On The CARES Act Support for Small Businesses and Nonprofits

At that link, there is also a form to submit a question to Oscar in advance. He will reply during the live webinar. Answers he doesn't know he will try to report out ASAP via stories for Next City or on social media.

We're moving as quickly as possible to inform readers. Expect to see two stories tomorrow from Oscar published at nextcity.org about this process, including a utilitarian breakdown about the application process.

We have never launched a webinar with only a day to promote it. Again, please forward this registration page to anyone who might benefit.

Thanks,
Lucas

---



Lucas Grindley
Executive Director
NextCity.org | (267) 239-0762

Connect with me: Twitter | Facebook | Donate



--
Find me on Facebook | Twitter | LinkedIn

--
You received this message because you are subscribed to the Google Groups "NLC Alumni Network" group.
To unsubscribe from this group and stop receiving emails from it, send an email to nlc-alumni+unsubscribe@....
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Re: URGENT ALERT: Government is shoveling money out the door

Megan Hanson
 

Has anyone heard yes or no yet?

Just curious.  Megan

On Tue, Mar 31, 2020, 8:12 PM Rob Gordon <rob@...> wrote:
@Gina McGrath  That is the correct link.r

@Peter Hologram Hologram Man Forgot to mention the best part.  The woman who got $10,000 the next day said they made it a grant, not a loan!  Can you imagine - $10,000 in free money!   If they give you more it is automatically a loan - not sure if there is a way to ask for a lower amount and get it as a grant. 

Not sure if I will get it - my credit is not great and they do look at that, but it is certainly worth taking 10 minutes to find out. 

Rob


Re: URGENT ALERT: Government is shoveling money out the door

 

@Gina McGrath  That is the correct link.r

@Peter Hologram Hologram Man Forgot to mention the best part.  The woman who got $10,000 the next day said they made it a grant, not a loan!  Can you imagine - $10,000 in free money!   If they give you more it is automatically a loan - not sure if there is a way to ask for a lower amount and get it as a grant. 

Not sure if I will get it - my credit is not great and they do look at that, but it is certainly worth taking 10 minutes to find out. 

Rob


Re: URGENT ALERT: Government is shoveling money out the door

Peter Scheir
 

Rob:

THANK YOU for compiling and sending that information. We have heard about this but having such easy access reference links is crucial in these challenging times. From this small business owner, your work is very much appreciated!

May we all remain healthy and pass peacefully through these challenging times,

 



HoloShield by AuthentiBrand Inc.
  
Peter Scheir
President
203/826-2206 x 601
1804 Garnet Av., Suite 640
Pacific Beach, CA 92109
        
www.authentibrand.com www.holoshield.com www.holobrands.com www.hologramplace.com
On 3/31/2020 12:36 PM, Rob Gordon wrote:
The SBA is giving up to $10,000 forgivable loans, including independent contractors, with a three minute application.  This is not a joke.  People are reporting getting funds in their bank the next day.  No idea if I will get it, but what is to lose?  If you don't have an EIR that is available from the IRS instantly.  


Recommend all SDIBP members stop what they are doing and do this immediately. This is said to be first come first served!   Here is a video that describes the process:


And here is the application site if you want to jump right to it:


Feel free to expand or correct anything I am saying here, but I believe this is important enough to get this information out immediately without checking every detail. 

Hope everyone is hanging in there. 


Rob Gordon

Phone Number:     858-848-5001
Business Email:     rob@... 
Website URL:        http://Action.Associates    

Virus-free. www.avast.com


Re: URGENT ALERT: Government is shoveling money out the door

 

Thank you Jacqueline - feel free to share those conditions.  I wasn't proposing that people take those loans without an intention to pay them back, just that they may be forgivable.  Again, I wanted to get this info out fast and by no means am I claiming expertise.  Feel free to share any information on independent contractor unemployment insurance, the City of San Diego loan program, and any recommended "strategy" on what to do when.

Rob


Re: URGENT ALERT: Government is shoveling money out the door

Jacqueline Kowalik
 

I think it's VERY important here to identify that there are a LOT of conditions to these loans being forgiven. 

Please reach out to your tax professional or accountant for assistance in determining the best course of action. 

We also will all qualify for unemployment benefits. None of the websites have been updated yet. 

The city of San Diego has also opened applications for small business releif.

Please just read the fine print. 

On Tue, Mar 31, 2020, 12:37 PM Rob Gordon <rob@...> wrote:
The SBA is giving up to $10,000 forgivable loans, including independent contractors, with a three minute application.  This is not a joke.  People are reporting getting funds in their bank the next day.  No idea if I will get it, but what is to lose?  If you don't have an EIR that is available from the IRS instantly.  


Recommend all SDIBP members stop what they are doing and do this immediately. This is said to be first come first served!   Here is a video that describes the process:


And here is the application site if you want to jump right to it:


Feel free to expand or correct anything I am saying here, but I believe this is important enough to get this information out immediately without checking every detail. 

Hope everyone is hanging in there. 


Rob Gordon

Phone Number:     858-848-5001
Business Email:     rob@... 
Website URL:        http://Action.Associates    


URGENT ALERT: Government is shoveling money out the door

 

The SBA is giving up to $10,000 forgivable loans, including independent contractors, with a three minute application.  This is not a joke.  People are reporting getting funds in their bank the next day.  No idea if I will get it, but what is to lose?  If you don't have an EIR that is available from the IRS instantly.  


Recommend all SDIBP members stop what they are doing and do this immediately. This is said to be first come first served!   Here is a video that describes the process:


And here is the application site if you want to jump right to it:


Feel free to expand or correct anything I am saying here, but I believe this is important enough to get this information out immediately without checking every detail. 

Hope everyone is hanging in there. 


Rob Gordon

Phone Number:     858-848-5001
Business Email:     rob@... 
Website URL:        http://Action.Associates    


REMINDER: Audio / Video Conference starting soon - at 1:30 PM

 

Quick reminder that the monthly meeting of San Diego Independent Business Professionals will be starting soon - less than a half hour from now at 1:30 PM.  If you did not RSVP to the calendar invitation I sent I will need your email to get you and invitation link, so send that to my email address in the signature below.  I am still learning the technology so bear with me if there are glitches.  we have LOTS to talk about.  Looking forward to hearing your thoughts. 

Rob Gordon

Phone Number:     858-848-5001
Business Email:     rob@... 
Website URL:        http://Action.Associates    


Re: Invitation: Elephants in the Room: Self-Employed Survival in a Post A... @ Thu Mar 19, 2020 1:30pm - 2:30pm (PDT) (sdibp@groups.io)

Bryna Kranzler
 

Love the photo!

On Mon, Mar 16, 2020 at 2:57 PM Rob Gordon <rob@...> wrote:

You have been invited to the following event.

Elephants in the Room: Self-Employed Survival in a Post Apocalyptic California

When
Thu Mar 19, 2020 1:30pm – 2:30pm Pacific Time - Los Angeles
Joining info
Join Hangouts Meet
Join by phone
+1 502-791-5128 (PIN: 652818658)
Calendar
Who
(Guest list has been hidden at organizer's request)
Attachments
elephant in the room.jpg

"These are dark times, there is no denying. Our world has perhaps faced no greater threat than it does today. But I say this to our citizenry: We, ever your servants, will continue to defend your liberty and repel the forces that seek to take it from you"


J.K. Rowling



Because of the emergency laws that put into place to address the national health emergency our normal “third Thursday” meeting of San Diego Independent Business Professionals at Charlie’s Best Bread is being cancelled. While our meetings are small - usually not more than a dozen or so people, we cannot guarantee the “six feet of social distancing” required by the law in this particular venue.  

Still, “the show must go on” as they say in the entertainment business (meaning a performance that is underway must keep going no matter what). For this reason, this week we will be having a “virtual meeting” - an audio / video conference, which will make it even easier for members to attend. That’s right! - this time you can come to our monthly meetings in your jammies if you want, though I hope at least some of you flip their video camera on.

We have LOTS to talk about. As you should know by now, California passed a draconian new law called AB5 making many of our activities - even our very existence illegal. The uproar has been so intense that I thought lawmakers would have made corrections even by our last meeting, but I couldn’t have been more wrong. If anything, proponents of this new law have been more vicious and criminalizing us to an even greater extent and it is not an exaggeration to say that we are under attack. On top of that, there is the Corona pandemic and an almost certain recession. Any one of those alone would have been a tough hit for independent workers; all three at the same time is catastrophic. 

We will be talking about survival, a political response, the physical and psychological health of our members, and how we can help each other during these difficult times. Access instructions and numbers are included in this invitation. We look forward to learning more about how you are coping and your ideas for moving forward.

Rob

P.S. Please note that I intend to record this meeting so by attending you give implicit permission for this, however please don’t worry about this too much - it is unlikely that the video will be widely distributed or watched by many people and it just serves as a convenient way to remember names and faces, and the general tone of the meeting. 







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