I use banking and payment and purchase-enabled apps on my phone
without any qualms, but then I never install games or anything
other than well-verified apps, and don't visit dodgy sites on the
However, what do I know? I'm so trusting that I even use a
fingerprint authorisation on my banking app. All someone needs is
my phone and finger, and they can go wild with the £137.90 in my
pocket-money account. It's all about what your risk appetite is,
the threat landscape, who the threat actors are and what attack
vectors are available to them.
(Cybersecurity CTO, keeping government systems, billion-pound
payment services and multinational corporate client systems safe
so I can use my wages to "invest" in radio/machining stuff, dog
treats and other money-pits)
On 06/06/2020 13:37, Andy G4JNT wrote:
your mobile phone stolen with the banking app on it is no
worse than having a credit card stolen (with the three-digit
printed number on the back now known to them).
haven't studied the Lloyds banking app in much detail as I
have no need to use it, just downloaded it when the bank said
it was available. For payments a contactless card is quicker
than getting the phone out and entering the PIN.
even use the fingerprint ID option on the iPhone, a 6 digit
PIN is scure enough, when it is permanently locked after ten
even short ones, are a surprisingly good security feature so
long as delays are increased after a 'few' wrong attempts.
And, of course, the algorithms used to hold them use proper
Thanks for the feedback folks. Many have suggested I
get up to date and use the cheque scanning App that Lloyds
provide with their phone banking App ;-) so I have
downloaded it to my personal phone now and used it with a
cheque I just got. Seemed to work once I got used to it.
So I propose to use it on a trial basis for a while.
I should point out, for avoidance of doubt, that, while
my phone is password and face-recognition protected, nor
are the login details stored on my phone, if my phone gets
stolen and UKuG bank details are used to steal your money
I will NOT be held personally responsible for refunding
I personally do not use mobile banking apps for this
very reason due to the physical vulnerability of a
If members, or your Committee are unhappy with this I
would suggest we either return to the status quo, or use
club funds to buy a Smartphone and a PAYG contract purely
for this application, as I will not be held liable in any
way for the loss of Club funds accessed from data on my
personal stolen phone.
On Sat, 6 Jun 2020 at
08:18, Martyn G3UKV <ukv@...
I support the BATC view (below), echoed by quite a few
others posted to date. [be inclusive]
73 Martyn G3UKV
On 05/06/2020 14:16, Noel G8GTZ wrote:
– BATC went through this a couple of years ago
when we installed our new web shop and
I was against keeping the cheque facility but
was persuaded otherwise on the basis that it
excludes a small but important group of people
and it is important to make the hobby as
inclusive as possible.
a result BATC does still take cheques and as a
result of COVID we found that you can post
cheques to your branch along with a paying in
slip – an easy and not time consuming process
which we consider worthwhile for a few members
who feel more comfortable doing this rather than
On Behalf Of John Worsnop
Sent: 05 June 2020 11:52
Subject: [UKuG-Committee] UKMicrowave
group Subscription - Cheque payments
Due to the current
situation I am unable to get to the bank to
pay in cheques. So if you've sent me one
recently, don't expect it to clear in the
I will of course advise the
membership secretary that the sub has been
paid if you do.
You could really help by
not paying your £6 (!!) by cheque, and using
our Paypal facility (ukug@...)
or contact me off reflector for UKuG bank
details and doing a direct transfer (UK
On reflection I'm of the
view it's time, in the 21st Century, to stop
accepting cheque payments altogether.
I plan to raise this with
the committee in due course.
This currently is only my
personal view as treasurer as I have to get in
to my car, drive 5 miles in to Cambridge, park
up, and walk for 20 minutes (from the only
remaining free parking close to Cambridge
Centre) to take them to the bank.
I'd appreciate member's
feedback on this proposal