Percent of all workers with STD / LTD insurance coverage
Jennifer Christian MD
Bottom line: In 2018, substantially less than half of private industry workers had access to short-term disability insurance plans -- and only a third to long-term plans. A quarter of state and local government workers had access to short-term coverage and more than a third to long-term benefits. See chart below – and a link to the BLS report from which it came further down.
Here is a report from the Bureau of Labor Statistics with a bit more detail: https://www.bls.gov/opub/ted/2018/employee-access-to-disability-insurance-plans.htm
Bureau of Labor Statistics, U.S. Department of Labor, The Economics Daily, Employee access to disability insurance plans on the Internet at https://www.bls.gov/opub/ted/2018/employee-access-to-disability-insurance-plans.htm (visited October 26, 2018).
Jennifer Christian, MD, MPH
Chair, ACOEM Work Fitness & Disability Section (ACOEM members only)
Moderator, RETAINers List-Serv and Website on Groups.io
Office: 508-358-5218 (preferred)